*Purpose of Loan:    Choose below Purchase, property has been identified Purchase, still looking for a property Refinance CashOut Refinance New Construction Home Equity Loan/Line   

*Property will be:    Choose below Primary Residence Secondary Residence Investment Property

*Primary Borrower Name:    

Co-Borrower Name:

*E-mail:      

*Contact Phone:      

Property Address:

City:    State: State AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA PR RI SC SD TN TX UT VT VA WA WV WI WY        Zip:  

*What are your goals and motivations with this loan, are you looking to buy, fix-up, and sell, will you buy and hold? Explain as much as possible so we can find you the right loan
 

*Property City:     *Property State:    Select AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA PR RI SC SD TN TX UT VT VA WA WV WI WY

*Property Type:    Choose one Single family home Condominium Townhouse Mobile Home on Permanent Foundation Duplex Triplex Fourplex Planned Unit Development Other  

If Condo, How many stories N/A 1-4 Over 4 stories

*How long have You or Seller owned the property?   

*How many properties do you own (incl. primary residence)

*How much experience do you have as a landlord?   

*Is Property Condition Average or Better? Yes/No   

*Purchase Price? $   

*Estimated Value? $

*How much are you putting down? $   

*Desired Loan Amount $

Are any repairs needed? If so list

If this loan is a refinance please fill in the following;

*Estimated Value $

*Amount Owed 1st Mortgage $

Amount Owed 2nd (HELOC) Mortgage $

*Current Rate 1st

Current Rate 2nd

*Do you have a Pre Payment Penalty on this property?

What is your goal of refinancing? (Pay off debt? What debt? Lower rate? Repair Home? What repairs?

Property Notes: Put in anything about the property that may be an issue. (Title issues, Liens, Seller contributions)

*Primary Borrower Credit Score?     (If unknown please rate on a scale of 1-10)

*Co Borrower Credit Score?         (If unknown please rate on a scale of 1-10)

*Do you have collections or charge offs on your credit?    Choose_Below No Yes

When was the last collection or charge off added to your credit

*Any Bankruptcy or Foreclosures? If so when?   

*When was the last time you were over 30 days late on a payment?

  months ago

*When was the last time you were late on a mortgage payment?

  months ago

*Your Monthly Rent/Mortgage Payment on primary home$   incl taxes and insurance.

*Do you pay mortgage/rent by check?    

*Do you pay an organization or individual  

*How many credit cards/loans (not mortgage) with a high credit limit of $2,500+

*How many credit cards/loans (not mortgage) with high credit limit of under $2,500

Describe any negative mark that is or might be on your credit in detail, what, when, how much, current status, etc.:

*Total Minimum Car Payments $    

*Total Minimum Credit Card Payments $    

*Total Student Loan Payments $  

*Total Minimum Child Support/Alimony Payments $    

*Total Minimum Other Credit/Loan Payments $  

Describe other general credit problems or concerns:

*How much do you want to put down?   Choose One As little as possible Nothing Down 5 Percent 10 Percent 15 Percent 20 Percent 25 Percent 30 percent

*What is the most you can put down?   Choose One Nothing Down 5 Percent 10 Percent 15 Percent 20 Percent 25 Percent 30 percent

*Would you like offers with less money down?   Choose one No Yes

*Total Bank Balances $    

*Total 401K / IRA Balances $    

*Stock, Other Assets $  

*Open and available Home Equity Balance $

Any other assets you would like us to consider?  

*What is Primary Borrower's occupation, job title?  

*How Long have you been in this Field of work?

*What is Co-Borrower's occupation, job title?

*How Long have you been in this Field of work?

*Primary Borrower Total Annual Income $     

*Co-Borrower Total Annual Income$  

If less than 2 years in above jobs, please provide 2 years worth of job history. Also add any other forms of income

Have you had any of the following for a full 2 years?

*Business License? Corporation? Other business entity?   Choose below N/A No Yes

*What is annual income shown on your tax returns? $

*Do you have a CPA who can verify that you have been self employed for 2+ years? Choose below N/A No Yes

*Do you depreciate any property on your taxes?   Choose below N/A No Yes

Can you provide:  answer yes or no to each question

*W2's for last 2 years verifying income shown above  

*Pay Stubs for last 30 days verifying income shown above

*Tax Returns for last 2 years verifying income shown above

*1099's for last 2 years verifying income shown above  

*Social Security documentation verifying income shown above

*Pension documentation verifying income shown above   
 

*Other proof of income, such as bank statements showing regular deposits for 12 months verifying income shown above: 

*Can you provide 60 days of asset and/or bank statements verifying the information listed above?   Choose below No Yes

*Can you verify employment in the same line of work for 2 years? (Using Pay stubs, Licenses for Self Employed, CPA Letter, Employer verbal verification):   Choose below No Yes

*Can you verify rent/mortgage payments for past 12 months? (Cancelled checks, Money order stubs, Letter from Company):   Choose below No Yes

Tell us what kind of loan are you most interested in --

*Loan Term    Choose below 30 year fixed 25 year fixed 20 years fixed 15 year fixed 10 year fixed/30 yr loan 7 years fixed/30 year loan 5 years fixed/30 year loan 3 years fixed/30 year loan 2 years fixed/30 year loan 1 year fixed/30 year term

*Will you accept a loan with a Prepayment Penalty? (Keep in mind many programs require a pre-payment penalty, if you definitely cannot have a pre-payment penalty please indicate reasons below   Choose below No Yes

*Are you open to an Interest Only loan? Your payment will be lower but you may have a higher rate   Choose Below No Yes   

*Are you open to loans with Mortgage Insurance?   Choose below No Yes

Any other items you would like us to know about?